The cash facility negotiated with your bank has a controlled cost since the interest rate appears in principle in the account agreement it has given you or at least in an endorsement that your advisor has taken care to have you sign. In the context of an unauthorized overdraft, things are more complicated. Whether it is an overrun that has been granted to you or a debit balance that occurs without authorization , the event may end up costing you a lot and causing you serious inconvenience. Calculation of the agios of an unauthorized overdraft The bank bills its agios each quarter using in principleRead More →

Definition The surety bond may be either a private deed , that is to say a document signed directly between the parties or a deed if you decide to use a notary. It involves three people: The creditor who may be a lessor or a lending institution The debtor who may be a tenant or a borrower The solidarity surety itself In this document a person agrees to pay instead of the defaulter (tenant or borrower in the case of a mortgage). Bonding is regulated by the Securities Act of which he is a member.   The person who will endorse a third party mustRead More →

Dare to carry out your projects through the line of financing created through the agreement “Software” between LABORAL Kutxa and the European Investment Fund. It aims to promote the future of entrepreneurs, SMEs and self-employed. Also, you have the financing in very special conditions to create or consolidate your business. AUTONOMOUS AND SMALL BUSINESS FINANCING: Up to 10 employees Up to € 2,000,000 in turnover per year Funding in special conditions: Amount: € 25,000 Term: 5 years Interest rate: 3.40% ITN Opening commission:% 1 Financing objective: Contribution to self-employment or cooperative or social economy companies. Start-up of new micro-companies Adaptation of machines, equipment goods, adaptationRead More →

Quickly borrow money without documents? Taking out a loan without paperwork is easier than you think! Do you want to get money quickly, whether it is for that renovation or for paying the bills? This is now possible! You can now take out a loan without too much hassle. Not at the bank, but without documents just on the internet. Without having to come by appointment and without having to show papers, you can apply for a loan within 5 minutes on the internet. This can also be a solution for you because there are no strict conditions! I want a loan with bad creditRead More →

For students on a tight budget, earning extra money and lending as a student is interesting. We put the possibilities for you under each other! Life as a student is not cheap     Studying in the Netherlands is an expensive joke. Think of tuition, study books, housing and living expenses. Earning extra money and lending as a student are therefore important to consider, because most students are not waiting for a towering study debt. What can you do yourself so that you can spend more on a monthly basis as a student? We list the options for you! How does borrowing work as aRead More →

Are you considering taking out a loan and are you wondering what different types of loans can be interesting? We discuss various credits here and you have to take them into account. The different types of loans A loan, also called a credit, can be concluded in many different types and sizes. Think of a mortgage or a consumer loan, but there are many other types of loans. Perhaps you have ever had a loan yourself, without being aware of it. The National Institute for Budget Information sheds light on the different types that you can conclude and the conditions attached to these loans. MakeRead More →

Are you running out of money this week and do you want to take out a quick loan? HERE you can quickly borrow money from online providers within 10 minutes! Do you want direct money to your bank account to solve your balance dip, but you wonder: how do I get money quickly? Applying for an urgent loan is the right answer. You can now take out a mini loan on the internet, where you can borrow money without payslip, BKR test or another time-consuming red tape! So close 100, 250, 500 or 700 euros and receive money on your account within 10 minutes! ClosingRead More →